Fast Approvals
as easy as 123
as easy as 123
We compare 30+ lenders to find you the best rate. Fast approvals, low fees, expert guidance.
We compare 30+ lenders to find you the best rate. Fast approvals, low fees, expert guidance.
We compare 30+ lenders to find you the best rate. Fast approvals, low fees, expert guidance.
Applicant
Loan Approved
Documents
Verification
Money Deposited
$45,000
Approval Time
1 Day
We work with a panel of 30+ lenders to find a loan that's tailored to you, not the banks
How It Works
Our streamlined process makes it easy to get approved quickly
Step 1
Fill out our simple online application form. It only takes a few minutes.
Step 2
Our team compares 30+ lenders to find your best options.
Step 3
Get approved and receive your funds quickly. Most approvals within 24 hours.
Based on verified customer
reviews and ratings
Happy customers have shared
their experience
Lenders we compare to find
you the best rate
“Daniel from Loans123 was awesome. He was professional, understanding and friendly. He made it a very easy process and got me approved quickly and with a good rate. Definitely keeping him in the books for any future plans. Thanks again Daniel! Appreciate you!”
“Daniel was amazing! Give the bro a raise!”
“Sasha was so helpful!! Thank you for making it a seamless process from start to finish to find the most suitable lender!”
“Had a good experience with Sasha, he was easy to talk to and willing to help”
“I loved my experience. Daniel was very polite and nice and explained everything until I understood the whole process on how everything would work. He kept in contact until the whole process was complete.”
“I dealt with Sasha from loans123 and during my loan application and he was so easy to speak with, made the process so seamless and I was approved for my loan with in 24 hours.”
“Daniel Nardelli was an amazing help and was able to find me a competitive interest rate that worked best for me! He made the whole process easy making me feel a whole lot better about my situation!”
“From the Get Go, Daniel shined professionalism and efficiency and directed me on how to gain the loan step by step to start my new career change in high ticket sales/marketing Academy with She Sells.”
“The help i recieved from Daniel and Trent was so amazing. They were so kind to me. They showed their desire in helping people through their tone and questions.”
“Dan was great guy to talk to! Extremely positive person made the whole experience stress free. Definitely have his contact saved for the future”
“Daniel from Loans123 was awesome. He was professional, understanding and friendly. He made it a very easy process and got me approved quickly and with a good rate. Definitely keeping him in the books for any future plans. Thanks again Daniel! Appreciate you!”
“Daniel was amazing! Give the bro a raise!”
“Sasha was so helpful!! Thank you for making it a seamless process from start to finish to find the most suitable lender!”
“Had a good experience with Sasha, he was easy to talk to and willing to help”
“I loved my experience. Daniel was very polite and nice and explained everything until I understood the whole process on how everything would work. He kept in contact until the whole process was complete.”
“I dealt with Sasha from loans123 and during my loan application and he was so easy to speak with, made the process so seamless and I was approved for my loan with in 24 hours.”
“Daniel Nardelli was an amazing help and was able to find me a competitive interest rate that worked best for me! He made the whole process easy making me feel a whole lot better about my situation!”
“From the Get Go, Daniel shined professionalism and efficiency and directed me on how to gain the loan step by step to start my new career change in high ticket sales/marketing Academy with She Sells.”
“The help i recieved from Daniel and Trent was so amazing. They were so kind to me. They showed their desire in helping people through their tone and questions.”
“Dan was great guy to talk to! Extremely positive person made the whole experience stress free. Definitely have his contact saved for the future”
“Daniel has been absolutely incredible and everything was super easy, he was very responsive and happy to answer any questions. Everything was settled really quickly”
“Gabby was an absolute legend. Got me hooked up with in a couple hours. Was a little sceptical not going through the main banks but she was very trusting and communicated almost instantly.”
“Thank you Daniel for helping me with my loan. You made the process very quick and so easy. Always quick to respond to me even on a Sunday. Will recommend you to all my friends and family.”
“Bloody beautiful help couldn't get a better bloke cheers Daniel”
“Trent was very helpful and understanding of my current financial needs and was able to help me secure a personal loan quickly. I am able to pay off my loan with easy instalments. Highly recommend for anybody considering a hassle free loan with an experienced broker :)”
“Worked with Sasha. Really easy going, down to earth, and ultimately very approachable whilst still being professional. 100% recommend his services”
“Very quick and friendly with process. I recommend to anyone wanting a car Daniel is your guy.”
“Trent - second loan we've got using his services. Absolutely professional, approachable and made the process seamless! Bloody legend!”
“Big shout out to the boys, Daniel and Trent. They did an awesome job getting my loan approved. Couldn't of asked for anyone better.”
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Daniel has been absolutely incredible and everything was super easy, he was very responsive and happy to answer any questions. Everything was settled really quickly”
“Gabby was an absolute legend. Got me hooked up with in a couple hours. Was a little sceptical not going through the main banks but she was very trusting and communicated almost instantly.”
“Thank you Daniel for helping me with my loan. You made the process very quick and so easy. Always quick to respond to me even on a Sunday. Will recommend you to all my friends and family.”
“Bloody beautiful help couldn't get a better bloke cheers Daniel”
“Trent was very helpful and understanding of my current financial needs and was able to help me secure a personal loan quickly. I am able to pay off my loan with easy instalments. Highly recommend for anybody considering a hassle free loan with an experienced broker :)”
“Worked with Sasha. Really easy going, down to earth, and ultimately very approachable whilst still being professional. 100% recommend his services”
“Very quick and friendly with process. I recommend to anyone wanting a car Daniel is your guy.”
“Trent - second loan we've got using his services. Absolutely professional, approachable and made the process seamless! Bloody legend!”
“Big shout out to the boys, Daniel and Trent. They did an awesome job getting my loan approved. Couldn't of asked for anyone better.”
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
Our Services
From cars to caravans, boats to business - we've got you covered
Get behind the wheel faster with competitive car and ute finance options tailored to your budget.
Hit the road with confidence. Finance your dream caravan or motorhome with great rates.
Set sail on your next adventure. Flexible marine finance for boats of all sizes.
Grow your business with equipment and vehicle finance solutions designed for enterprise.
From renovations to holidays, get the funds you need with flexible personal loan options.
Take control of your finances. We help you consolidate and manage debt effectively.
We're proud to have helped everyday Aussies feel good about their finance decisions, from first cars to big business moves.
Loans funded since 2015
Fastest application to funds
Clients choose us again
“Highly recommend Loans123! Steve was so so helpful, made the process super easy for me and he always kept me updated as well. Steve led me in the right direction. I love the car I got and couldn't have done it without him. If you are thinking of going with Steve, you won't regret it, top bloke! Cannot recommend Steve enough!”
Sarah
Car Finance
Loan Calculator
See how much your repayments could be
Estimated rate: 8.9% p.a.
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FAQ
Everything you need to know about getting finance through Loans123. Can't find what you're looking for? Give us a call.
1800 079 147Find out your rate and repayments in under 90 seconds
With no impact to your credit score
Loans 123 (Aust) Pty Ltd t/as www.loans123.com.au (ABN 62 693 374 284), Authorised Credit Representative #575877 of Fintelligence Pty Ltd
(ABN 80 625 017 174), Australian Credit Licence # 511803.
All applications are subject to credit approval criteria. Fees, charges, terms and conditions apply.