We compare 30+ lenders to find you the best rate. Fast approvals, low fees, expert guidance.
Applicant
Loan Approved
Documents
Verification
Money Deposited
$45,000
Approval Time
1 Day
We work with a panel of 30+ lenders to find a loan that's tailored to you, not the banks
How It Works
Our streamlined process makes it easy to get approved quickly
Step 1
Fill out our simple online application form. It only takes a few minutes.
Step 2
Our team compares 30+ lenders to find your best options.
Step 3
Get approved and receive your funds quickly. Most approvals within 24 hours.
Based on verified customer
reviews and ratings
Happy customers have shared
their experience
Lenders we compare to find
you the best rate
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.”
“Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!”
“Great service from Nathan at Loans 123. Communication turnaround was quick, instructions were clear and everything was approved and hubby had his bike in no time. Highly recommend.”
“Nathan provided exemplary service from the start to settlement. He kept us informed thru the process and made everything a breeze. Highly recommend Loans123 to anyone needing finance.”
“Had a professional, quick, easy and positive experience working with Nathan. Can't recommend his services high enough. Request him by name.”
“Nathan was great from our first meeting face to face to all my annoying phone calls. Sorted out in just over a week. Highly recommended.”
“Nathan was very patient and thorough. He helped me understand everything that I needed to know and got rid of any anxiety I had over taking out a car loan.”
“A huge thanks to Steve Sell and his team for helping us consolidate our loans. They made a stressful situation easy with their professionalism and friendly manner. It such a relief to feel in control of our finances again.”
“Very professional and efficient! I had the pleasure of working with Nathan who made everything so quick and easy. Will definitely be back again!”
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.”
“Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!”
“Great service from Nathan at Loans 123. Communication turnaround was quick, instructions were clear and everything was approved and hubby had his bike in no time. Highly recommend.”
“Nathan provided exemplary service from the start to settlement. He kept us informed thru the process and made everything a breeze. Highly recommend Loans123 to anyone needing finance.”
“Had a professional, quick, easy and positive experience working with Nathan. Can't recommend his services high enough. Request him by name.”
“Nathan was great from our first meeting face to face to all my annoying phone calls. Sorted out in just over a week. Highly recommended.”
“Nathan was very patient and thorough. He helped me understand everything that I needed to know and got rid of any anxiety I had over taking out a car loan.”
“A huge thanks to Steve Sell and his team for helping us consolidate our loans. They made a stressful situation easy with their professionalism and friendly manner. It such a relief to feel in control of our finances again.”
“Very professional and efficient! I had the pleasure of working with Nathan who made everything so quick and easy. Will definitely be back again!”
“Big thank you to Nathan, who was a pleasure to deal with. He made the whole process very easy and straightforward. Highly recommend.”
“I would highly recommend without a doubt Nathan, friendly and awesome, 4 other brokers couldn't help me but Nathan found a way. I'm so happy and still can't believe I'm picking up my new car in 2 days!”
“These guys are awesome! Our boat loan was approved quickly and with minimal fuss. We dealt with Neil, he was super nice and efficient.”
“Would highly recommend Loans 123. Nathan has been exceedingly professional and helpful in securing a car loan. Answered all my questions in a timely manner.”
“Nathan Elias Hanna provided a great service. Was easy to deal with and quick to get the approval. Would recommend.”
“A huge thank you to Nathan and the team at Loans 123, helped us consolidate our credit cards into one payment, woohoo!!! Thanks again Nathan really appreciate it.”
“Loans 123 made buying my new car a breeze. Steve & the team are very friendly and it was a pleasure doing business with them.”
“Very happy with the experience, Nathan was incredibly professional and helpful throughout and made the process simple and easy to work through.”
“Exceptional customer service and attention to detail. Nathan was a pleasure to deal with and will be personally recommending Loans 123!”
“Nathan was very easy to deal with, efficient and always prompt. HIGHLY RECOMMENDED!”
“Big thank you to Nathan, who was a pleasure to deal with. He made the whole process very easy and straightforward. Highly recommend.”
“I would highly recommend without a doubt Nathan, friendly and awesome, 4 other brokers couldn't help me but Nathan found a way. I'm so happy and still can't believe I'm picking up my new car in 2 days!”
“These guys are awesome! Our boat loan was approved quickly and with minimal fuss. We dealt with Neil, he was super nice and efficient.”
“Would highly recommend Loans 123. Nathan has been exceedingly professional and helpful in securing a car loan. Answered all my questions in a timely manner.”
“Nathan Elias Hanna provided a great service. Was easy to deal with and quick to get the approval. Would recommend.”
“A huge thank you to Nathan and the team at Loans 123, helped us consolidate our credit cards into one payment, woohoo!!! Thanks again Nathan really appreciate it.”
“Loans 123 made buying my new car a breeze. Steve & the team are very friendly and it was a pleasure doing business with them.”
“Very happy with the experience, Nathan was incredibly professional and helpful throughout and made the process simple and easy to work through.”
“Exceptional customer service and attention to detail. Nathan was a pleasure to deal with and will be personally recommending Loans 123!”
“Nathan was very easy to deal with, efficient and always prompt. HIGHLY RECOMMENDED!”
Our Services
From cars to caravans, boats to business - we've got you covered
Get behind the wheel faster with competitive car and ute finance options tailored to your budget.
Hit the road with confidence. Finance your dream caravan or motorhome with great rates.
Set sail on your next adventure. Flexible marine finance for boats of all sizes.
Grow your business with equipment and vehicle finance solutions designed for enterprise.
From renovations to holidays, get the funds you need with flexible personal loan options.
Take control of your finances. We help you consolidate and manage debt effectively.
We're proud to have helped everyday Aussies feel good about their finance decisions, from first cars to big business moves.
Loans funded since 2015
Fastest application to funds
Clients choose us again
“Highly recommend Loans123! Steve was so so helpful, made the process super easy for me and he always kept me updated as well. Steve led me in the right direction. I love the car I got and couldn't have done it without him. If you are thinking of going with Steve, you won't regret it, top bloke! Cannot recommend Steve enough!”
Sarah
Car Finance
Loan Calculator
See how much your repayments could be
Estimated rate: 8.9% p.a.
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FAQ
Everything you need to know about getting finance through Loans123. Can't find what you're looking for? Give us a call.
1800 079 147Find out your rate and repayments in under 90 seconds
With no impact to your credit score
Loans 123 (Aust) Pty Ltd t/as www.loans123.com.au (ABN 62 693 374 284), Authorised Credit Representative #575877 of Fintelligence Pty Ltd
(ABN 80 625 017 174), Australian Credit Licence # 511803.
All applications are subject to credit approval criteria. Fees, charges, terms and conditions apply.